What makes UC Pay different?
Built from the ground up for connected communities rather than isolated stores.
Sellers keep the money
Payments go directly to each seller’s account. UC Pay routes—never holds funds.
Fraud blocked before charging
Network risk rules stop card testing and bot spikes before any gateway call.
Connect once across the network
Sellers connect a single time in UC Pay Core. Payments work wherever UC Pay is enabled.
Built for communities
Works across hubs, groups, subscriptions and marketplaces without splitting your audience.
UC Pay vs typical platforms
UC Pay stays infrastructure: it routes and protects payments while sellers keep ownership.
| Feature | Typical Platforms | UC Pay |
|---|---|---|
| Who holds funds? | Platform | Seller |
| Multi-vendor checkout | Limited / complex | Native routing |
| Fraud protection | After the damage | Before charging |
| Setup per site | Repeated configs | Connect once |
| Payout timing | Delays | Direct settlement |
How it works
Behind the scenes, UC Pay routes and secures transactions intelligently.
Designed for real‑world use
UC Pay powers diverse communities — from solo creators, ministry donations, business invoices & Unifya, to marketplaces and SaaS platforms.

Creators
Sell memberships, digital goods and access without losing ownership or fragmenting your audience.

Churches & nonprofits
Accept donations, event payments and subscriptions with transparency and built‑in abuse protection.

Businesses & Stores
Invoices, point of sales, eCommerce and subscriptions that flow seamlessly

Marketplaces
Launch monetized communities fast — Offer multi-vendor checkout without escrow, delayed payouts or complexity.
Why UC Pay exists
Payments should empower collaboration, not fragment communities or control creators. UC Pay keeps commerce unified, fair, and secure so people can build together.
Ready to unify your payments?
Start using UC Pay today and power up your communities with seamless, secure transactions.
You must be logged in to manage your payment credentials.
Log in to your Cornerstone account: (click here)
If you don’t have one, you can apply for one in just about 3 minutes (click here
A. Once logged in, go to SettingsB. Under the “Security Options” section choose, “Security Keys“
C. Under the “Private Security Keys” section you can either use/copy the keys listed (created for you by Cornerstone during your account creation) or choose “Add a new Private Key“
D.Paste your Private Key into the “Private Key” text field of the “Connect Keys (secure)” section below.
- Go back to your MID Dashboard (where you copied the Private key) and now copy or create the “Public Security Keys“
Paste the “Public Security Keys” into the “Collect.js Public Key” section below.
Click “Save” button.
Welcome to

UC Pay
Secure Tokenized Network-Wide Payments. Zero Compromises.
Don't have a United City account? Register here.